Credit Analyst Assistant Manager

Credit Analyst Assistant Manager

As an Assistant Manager Credit Analyst you will be responsible for:

* Maintaining an adequate level of relationships with counterparts in other banks / FIs to gather information on the latest trends, best practices and procedures
* Continuously engaging with the market players, understanding the products on offer in the market and develop competitive products for the bank
* Gathering of business intelligence from the market for possible participation in syndicated loan deals
* Financial/credit analysis and to capture all relevant risk parameters in the credit proposals for the consideration of the credit committees
* Facilitation of documentation of sanctioned loan facilities including liaising with Bank’s solicitors till execution stage and safe custody of executed documents
* Exchange of necessary documents with clients/agents for creation of Bank’s charge on the underlying security and ensuring perfection of the same
* Maintenance of asset quality of the assigned loan portfolio
* Transaction support for corporate finance transactions (syndicated loans, project finance and structured finance)
* Compilation of various reports as per the requirement and submission of periodic returns as per the stipulated frequency
* Visiting clients/Banks/FIS at the pre-sanction stage wherever necessary and arranging periodic meetings for the existing accounts and securing new business
* Preparing minutes of the visits and periodic presentation to the appropriate authority for necessary assessment
* Acting as prime relationship point for clients and various counter parties for problem solving and dissemination of information to various stakeholders
* Identification of stress in the existing loan assets and suggestion/preparation of roadmap for possible resolution
* Restructuring/rescheduling/write-off of accounts as per the need in agreement with the Bank’s Policy
* Maintenance of proper diary for periodic review / renewal of accounts as per the extant policy guidelines of the Bank
* In the absence of other personnel, to handle all routine matters in the department for its smooth functioning

As an Assistant Manager you will need:

* 3-4 years experience of corporate credit analysis.
* Clear understanding of the loan syndication market and associated terminology
* Sound knowledge on financial / balance sheet analysis
* Excellent communication skills as the job involves frequent interaction with Banks/FIs and customers
* Adequate expertise in MS Word, Excel and Access
* Efficiency in terms of accuracy and turn around time
* Superior skill in problem solving and management of work related stress
* Understanding of the loans syndication market and its players
* Know how to do assessments of the risks associated with business leads
* Experience in management of loan assets

If you are interested in discussing this excellent opportunity, please contact me ASAP on 02038460802 or [email protected]

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