Credit Analyst

Posted 04 May 2022
Salary £40000 - £50000 per annum
LocationLondon
Job type Permanent
Discipline Banking Operations
ReferenceSDCANB01_1651676642
Contact NameScott Duerden

Job description

Our client, a prestigious International Bank based in the West End of London are looking for a new Credit Analyst to join their Private Banking department. The incumbent will be responsible for providing high quality and rigorous credit and financial analysis for Residential Real Estate related transactions in accordance with the bank's Credit Policy. You'll also support the Private Banking team and the London credit committee for new housing loan and secured lending applications and the internal credit process (Customer information sheets, Name clearance, RAROC, Credit Lens), annual and periodic reviews for existing housing loans & secured lending and assisting with any projects which are credit related.

Key responsibilities will include;

  • Timely, accurate and rigorous written credit analysis of Residential Real Estate Housing Loans and Secured Lending applications in support of new transactions & existing credit reviews.
  • Maintain up-to-date Credit files for the Private Banking Loan exposures.
  • Other credit related tasks and research that may be assigned from time to time by the Head of Private Banking.

To be considered for this position, ideal candidates must have the following experience & skills;

  • High level of credit skills and experience in ideally Commercial Real Estate; some corporate and banks/FI areas.
  • Good financial analysis skills
  • Highly numerate candidate
  • Good working knowledge of banking and securities market products.
  • Ability to examine and evaluate cross border risk.
  • Good awareness of residential real estate market developments and economics in the UK
  • High level of accuracy and attention to detail
  • A self-starter and keen team player