Credit Analyst
- Posted 01 December 2022
- Salary Up to £55000 per annum
- LocationCity of London
- Job type Permanent
- Discipline Banking Operations
- ReferenceCREDHABWG_1669906946
- Contact NameWill Goodman
Job description
My Client, a prestigious international bank based in the City are currently hiring for a Credit Analyst to join there team on a permanent basis. The role reports to the Head of Credit.
Responsibilities of the Credit Analyst
Objectively assess referred BTL and commercial financing deals to policy and
Meet KPIs related to review of credit requests, reporting and other performance
Revert to the RM with queries on the credit application within specified turnaround
Ensure all major queries are resolved prior to the case being submitted to the Head of Credit
Highlighting any shortfall to the credit process
Documentation of proposal related information to be in conformity with requirements
Check monthly/quarterly portfolio review
Preparation of various reports sanctioning committees and annual
Monitoring and performance review of existing
Maintain electronic filing of all credit requests and diarising for the receipt of information
To remain up to date with the changes in bank's business profile, internal systems and processes
Undertake projects and assignments from time to time as directed by the Head of Credit
Liaison with Credit Administration, ACPM, Finance, Compliance & Audit for processes relating to Credit Approval
Experience
Strong academic and professional qualification background
Mortgages Experience
3+ years of commercial riskmanagement experience with direct exposure to decision making and sanctioning procedures
Direct exposure gained from tenure spent in Relationship Management Team
Sound understanding of the UK market for SME lending & Trade
Sound understanding of Risks and Mitigants for On-Balance sheet and Off-Balance Sheet credit
Knowledge of Emerging Markets SMEs, Business models, market trends and industry trends