Credit Analyst

Posted 01 December 2022
Salary Up to £55000 per annum
LocationCity of London
Job type Permanent
Discipline Banking Operations
ReferenceCREDHABWG_1669906946
Contact NameWill Goodman

Job description

My Client, a prestigious international bank based in the City are currently hiring for a Credit Analyst to join there team on a permanent basis. The role reports to the Head of Credit.

Responsibilities of the Credit Analyst

  • Objectively assess referred BTL and commercial financing deals to policy and

  • Meet KPIs related to review of credit requests, reporting and other performance

  • Revert to the RM with queries on the credit application within specified turnaround

  • Ensure all major queries are resolved prior to the case being submitted to the Head of Credit

  • Highlighting any shortfall to the credit process

  • Documentation of proposal related information to be in conformity with requirements

  • Check monthly/quarterly portfolio review

  • Preparation of various reports sanctioning committees and annual

  • Monitoring and performance review of existing

  • Maintain electronic filing of all credit requests and diarising for the receipt of information

  • To remain up to date with the changes in bank's business profile, internal systems and processes

  • Undertake projects and assignments from time to time as directed by the Head of Credit

  • Liaison with Credit Administration, ACPM, Finance, Compliance & Audit for processes relating to Credit Approval

Experience

  • Strong academic and professional qualification background

  • Mortgages Experience

  • 3+ years of commercial riskmanagement experience with direct exposure to decision making and sanctioning procedures

  • Direct exposure gained from tenure spent in Relationship Management Team

  • Sound understanding of the UK market for SME lending & Trade

  • Sound understanding of Risks and Mitigants for On-Balance sheet and Off-Balance Sheet credit

  • Knowledge of Emerging Markets SMEs, Business models, market trends and industry trends