SENIOR CREDIT PORTFOLIO MANAGER

Posted 25 April 2024
Salary Negotiable
LocationCity of London
Job type Permanent
Discipline Banking Operations
ReferenceBANK321_1714048869
Contact NameWill Goodman

Job description

International Bank based in the City of London are currently looking for a Senior Credit Portfolio Manager to join them on a Permanent basis. This role offers Hybrid working

Responsibilities of Senior Credit Portfolio Manager:

  • Take the leading role in formulating credit policy and procedures; Conduct regular policy reviews and revisions.
  • Produce the credit portfolio reports to Head Office, Local Regulators and Senior Management, Credit Committee, Risk Committee, Audit Committee, etc.
  • Conduct post lending management work including but not limited to the monitoring on the performance of the credit portfolio, periodic credit risk reviews, etc.
  • Proactively monitoring loan portfolio, and identify important message/early-warning signals for Front Office /credit analysts to have further due diligence or review.
  • Strengthen risk analysis of large exposures, organize meetings and complete analysis reports, propose management requirements and track implementation.
  • Proactively monitor sector trends as well as counterparty risks for early warning signals.
  • Perform credit review and research of sector/ product/ customer etc. to complete special analysis report.
  • IFRS9 provision calculating and review.
  • Watchlist and Non-performing Loan management from second line of defense perspective.

Skills Required:

  • Possesses at least 3-7 years' work experience in the credit portfolio management area.
  • Familiar with regulatory policies, bank management requirements, and have experience in formulating credit policy and procedures
  • Strong mathematical modelling/data processing skills.
  • An ability to work unsupervised, good time management skills are essential
  • Excellent communication and interpersonal skills.

Benefits

  • Income Protection
  • Dental Payment Plan
  • 27/30 Days Holiday
  • Season Ticket Loan