Global Fintech Payments firm based in London seek a Senior Payments Analyst

Location: London City, Hybrid

Department: Payments Operations

Type: Full-time, Permanent

Industry: Fintech

Salary: £45,000 - £50,000

Role Purpose

To help deliver a world-class payments operation that supports rapid growth across multiple global markets. This role is pivotal in ensuring the accuracy, integrity, and seamless execution of payments across jurisdictions including the UK, Europe, North America, and Asia

Key Responsibilities

• Oversee the end-to-end lifecycle of both fiat and digital asset payments - covering schemes such as FPS, CHAPS, BACS, SEPA, FAST, and USD wire payments - while contributing to the optimisation and automation of processes that underpin a high-performing payments ecosystem.
• Manage daily settlement and disbursement activities across multiple currencies and payment schemes (FPS, CHAPS, BACS, SEPA and SWIFT
• Investigate and resolve payment exceptions, reconciliation breaks, and operational incidents to maintain high standards of accuracy and control.
• Act as an escalation point for complex payment investigations.
• Foster team resilience through cross-training and knowledge sharing.
• Analysis & Reporting
• Analyse operational data to identify trends, root causes, and performance opportunities.
• Produce dashboards, metrics, and commentary to support business decisions.
• Drive process improvements and automation through data-driven insights.

Essential Experience

• Proven experience in payment operations within fintech, banking, or financial services.
• Strong understanding of multiple payment schemes and cross-border transactions, FPS, CHAPS, BACS, SEPA, SWIFT,
• Excellent analytical skills with the ability to turn data into actionable insights.
• Experience managing reconciliations, exceptions, and investigations.
• Strong Excel skills