As a Corporate Credit Analyst you will be responsible for:

• Responsible for scouting new business proposals by liaising with Banks/FIs and meeting potential clients looking for business opportunities
• Responsible for the preparation of Credit proposals for presentation to various Credit Committees including preparation and approval of Credit Monitoring Arrangements and Credit Risk Assessments.
• Responsible for Financial/Credit analysis for bilateral credit transactions, analysis of companies' balance sheets, and discussing types and adequacy of securities to be provided for facilities.
• Is required to identify SMA and prepare periodic reports of SMA and stressed accounts.
• Is responsible for restructuring/rescheduling and write-off of accounts in case of need.
• Responsible for pertinent documentation until execution stage, arranging for signing of documents, and periodic review and renewal of facilities.
• Is responsible for providing clients with information and data required for the structuring of deposit and property secured facilities.
• Responsible for the preparation of all pertinent documents and correspondence regarding the approval of facilities.
• Is required to provide due dates of term loans instalments to the Credit Administration department.
• Is required to attend to Inspection and Audit reports and to interact with statutory auditors.

As a Corporate Credit Analyst you will need:

• Excellent verbal and written communication skills.
• Experience with presenting credit proposals
• Critical attention to detail and sound judgement.
• Excellent analytical skills - questioning and discerning.
• Target driven and goal oriented - is functionally organised, delivers to requirements and meets business targets.
• Excellent decision making and problem-solving capabilities - is capable of prompt and effective actions in addressing issues.
• Must be conversant with credit processes.
• Must possess an eye for detail and is accurate.
• Must be an excellent time manager - able to allocate time effectively towards branding and promoting the Organisation.
• Must be flexible and adaptable to change.