Credit Analyst
- Posted 27 September 2023
- Salary Salary to be discussed on application
- LocationCity of London
- Job type Permanent
- Discipline Banking Operations
- ReferenceComCredit_1695804737
- Contact NameWill Goodman
Job description
My Client are a leading International bank based in the city. They are currently searching for a Credit Analyst with commodities experience to join their team on a permanent basis.
Main Responsibilities & Accountabilities of Credit Analyst:
Provide credit evaluation reports for various credit products, including risk analysis, key risk identification, mitigation, and credit recommendations.
Minimize the Bank's credit-related losses by identifying and measuring credit risks and mitigants.
Provide clear and unambiguous recommendations to Credit Committee in line with credit policies.
Monitor and measure credit risk within the Bank's asset portfolio.
Focus on commodity finance business while also covering other sectors based on proposal types.
Challenge and guide Front Office proposals, maintain objectivity in credit opinions, and ensure timely turnaround of credit proposals.
Provide professional risk analysis and risk mitigation measures to Head of CRD, DGM (credit), and credit committee.
Conduct post-lending management, including monitoring credit ceilings, financial performance, and conditions subsequent.
Perform credit reviews and research industry/customer-related information for new and existing customers.
Proactively monitor industry, sector trends, and counterparty risks for early warning signals.
Assist the Head/Deputy Head of Credit Risk with other functions and tasks as required.
Skills Required of Credit Analyst:
3-5 years' work experience in credit review area in Commodity Finance.
In-depth knowledge of risks and mitigations across industries, countries, and client types.
Strong financial analysis, projection, and stress test skills.
Exceptional analytical and negotiation skills.
Positive, can-do attitude with a collaborative and independent work style.
Benefits
Regular Socials
Annual Bonus
25 days annual leave
