Credit Analyst

Posted 27 September 2023
Salary Salary to be discussed on application
LocationCity of London
Job type Permanent
Discipline Banking Operations
Contact NameWill Goodman

Job description

My Client are a leading International bank based in the city. They are currently searching for a Credit Analyst with commodities experience to join their team on a permanent basis.

Main Responsibilities & Accountabilities of Credit Analyst:

  • Provide credit evaluation reports for various credit products, including risk analysis, key risk identification, mitigation, and credit recommendations.

  • Minimize the Bank's credit-related losses by identifying and measuring credit risks and mitigants.

  • Provide clear and unambiguous recommendations to Credit Committee in line with credit policies.

  • Monitor and measure credit risk within the Bank's asset portfolio.

  • Focus on commodity finance business while also covering other sectors based on proposal types.

  • Challenge and guide Front Office proposals, maintain objectivity in credit opinions, and ensure timely turnaround of credit proposals.

  • Provide professional risk analysis and risk mitigation measures to Head of CRD, DGM (credit), and credit committee.

  • Conduct post-lending management, including monitoring credit ceilings, financial performance, and conditions subsequent.

  • Perform credit reviews and research industry/customer-related information for new and existing customers.

  • Proactively monitor industry, sector trends, and counterparty risks for early warning signals.

  • Assist the Head/Deputy Head of Credit Risk with other functions and tasks as required.

Skills Required of Credit Analyst:

  • 3-5 years' work experience in credit review area in Commodity Finance.

  • In-depth knowledge of risks and mitigations across industries, countries, and client types.

  • Strong financial analysis, projection, and stress test skills.

  • Exceptional analytical and negotiation skills.

  • Positive, can-do attitude with a collaborative and independent work style.


  • Regular Socials

  • Annual Bonus

  • 25 days annual leave