This leading city-based specialist Lender and financial services firm are currently recruiting a Mortgage/Credit Administrator to join their Credit operations team

Candidate Profile

This role will best suit a second jobber candidate who has gained 1- 3 years' experience working in regulated Mortgages/Lending at a bank or Lender as an administrator

Role: Perm + Benefits - City based Location

Salary: £35-37k DOE

Hybrid: Working after 3 months' Probation

Your responsibilities will include:

• Ensuring that all lending facilities operate within the limits agreed by Credit Committee and/or the Group Credit Committee. This includes:
• Recording facilities into the banking system
• Maintaining a clear audit trail of relevant documents.
• Documenting Facility Letters, including Regulated Mortgage Contracts
• Liaising with legal and valuation partners
• Confirming that the Bank has adequate security and that conditions precedent are met prior to the draw-down
• Draw-down of facilities
• Ensuring annual relationship management and insurance reviews are conducted
• Confirming that loans have been repaid in full prior to release of security
• Establishment of systems and procedures to monitor specific requirements; e.g. mandatory insurance, staged draw-down etc.
• Providing assurance to management that controls are being operated in order to mitigate risks.

Skills and Experience

• 1-3 years knowledge of credit administration/lending is essential
• Previous experience gained in legal services, underwriting or loan relationship management would be advantageous.
• Well-developed logic skills with a clarity of focus and clear attention to detail.
• Above average Excel skills.
• Excellent written, verbal communication and presentation skills.
• Sound knowledge of the UK property market