|
Banner Default Image

Credit Risk jobs

​Kennedy Pearce specialises in recruiting Credit Risk professionals within the financial services sector who evaluate and manage credit exposure to safeguard banks, lenders, and financial institutions from potential losses.

Typical responsibilities for Credit Risk roles in financial services include:

  • Assessing creditworthiness of corporate and retail clients through detailed financial analysis

  • Developing credit risk models aligned with regulatory frameworks such as Basel III and IFRS 9

  • Monitoring and reporting on loan portfolios, credit limits, and risk concentrations

  • Collaborating with underwriting and lending teams to establish risk appetite and approval criteria

  • Preparing regulatory and internal credit risk reports for senior management and risk committees

  • Ensuring compliance with financial regulations including FCA and ** PRA** guidelines

  • Supporting stress testing, scenario analysis, and credit risk mitigation strategies

  • Using credit risk systems like Moody’s Analytics, FICO, SAS Credit Scoring, and RiskTech

Kennedy Pearce places financial services Credit Risk specialists with strong analytical expertise, deep regulatory knowledge, and the ability to manage complex risk portfolios.

Please review our live jobs in Risk & Compliance and if you would like to register with us please submit your CV.

Latest Jobs

Accounting

Accounting & Finance

At Kennedy Pearce, our Accounting & Finance division delivers a bespoke, forward-thinking approach to recruitment. We specialise in connecting top-tier finance professionals—both qualified and non-qualified—to interim and permanent roles across two key sectors: Financial Services and Commerce & Industry.Tailored to meet your unique needs, our team is structured to support both candidates and clients every step of the way:For Candidates: We leverage deep industry insight to align your CV, strengths, and career goals—including your hybrid and flexible working preferences—with high-impact roles from transactional through to senior qualifiedFor Employers: Whether you're seeking top talent for contract fill-ins, long-term hires, or executive-level finance positions, our consultants are equipped to find the right professionals to enhance your team’s performance .What sets us apart is our personalised recruitment model—every placement is handled with care and precision. We ensure the perfect fit for both individuals and organisations, covering the full spectrum from day-to-day accounting to strategic financial leadership.​

Learn more
Change

Technology & Digital

At Kennedy Pearce, our Technology & Digital division specialises in bridging the gap between exceptional tech and digital talent and forward-thinking organisations. Whether you're a software engineer, digital marketer, product manager, UX/UI designer, data scientist, or IT & infrastructure specialist, we connect you with opportunities in both Commercial and Financial Services landscapes.For CandidatesPersonalised Role Matching – We take the time to understand your skillset, tech stack, aspirations, and workplace preferences (including hybrid or remote options).Profile Enhancement – We help sharpen your CV, LinkedIn, and online presence—making you stand out in a crowded digital talent market.Interview & Tech Prep – From technical testing to scenario-based interviews, we equip you with role-specific insights and feedback.For EmployersTalent on Demand – Finding skilled tech professionals, project-based contractors, or strategic hires? We leverage our expanding digital candidate pool to find the perfect match.Market Insight – Based on live trends in remote work, contract-to-hire, salary bands, and emerging technologies, we guide hiring strategies tailored to your business needs.Ongoing Support – From negotiations to onboarding, we act as a trusted partner ensuring long-term success for both client and candidate.

Learn more
operations

Banking Operations

Our Banking Operations team takes a tailored and proactive approach to placing top-tier professionals across the full spectrum of banking operations. Whether your focus is investment banking, retail banking, asset management, wealth management, private equity, broking, or insurance, we connect candidates and clients with precision and care.For CandidatesCustomised role matching — We take the time to understand not just your technical skills and experience, but also your aspirations and preferred working environment—whether that’s front-to-back operations, KYC/AML, payment desks, or transaction monitoring.Career enhancement — We support you with interview preparation, CV and LinkedIn optimisations, and helpful market insights so you step into every opportunity with confidence.Efficient, respectful process — From initial approach to offer and onboarding, we provide transparent, timely feedback and advocate for your best interests throughout.For EmployersComprehensive operational talent access — From junior administrators to senior ops leads and middle office specialists, we source professionals who understand the complexities of modern banking environments.Insight-led guidance — You benefit from our deep visibility into hiring trends, salary benchmarks, regulatory requirements, and emerging priorities—as a collaborative partner, not just a supplier.End-to-end support — Whether you’re scaling your team or filling niche roles, we manage the recruitment cycle—from talent mapping to media outreach, candidate screening, hiring support, and smooth onboarding.

Learn more
risk

Risk & Compliance

We connect exceptional risk and compliance professionals with forward-thinking financial institutions across London and the UK.Our Risk & Compliance division specialises in sourcing top-tier professionals who protect businesses, uphold regulatory standards, and navigate an evolving risk landscape. We partner with banks, asset managers, fintechs, and insurance firms to meet critical hiring needs across financial, operational, credit, market, and regulatory compliance functions.For CandidatesExpert guidance — Whether you're a risk analyst, compliance associate, MLRO, or CRO, we take time to understand your expertise, values, and long-term goals.Market insight — We offer tailored advice on salary expectations, industry trends, and evolving regulatory requirements to help you make informed career decisions.Supportive process — From CV guidance to interview preparation, we act as trusted advisors throughout your job search.For EmployersSpecialist talent pool — We maintain strong networks across all areas of risk and compliance, including conduct risk, prudential risk, operational resilience, monitoring, advisory, financial crime, and regulatory change.Quality-driven recruitment — Our team delivers carefully vetted candidates with the technical skillset and cultural fit to meet your specific business needs.Trusted partnership — We work as an extension of your team, offering honest market feedback, salary benchmarking, and efficient end-to-end hiring support.​

Learn more
  • Financial Accountant

    £45000 - £50000 per annum + Bonus, pension

    London

    Permanent

    A rapidly TV and film company specialising in high-end film and TV project are hiring a part qualified, Financial Accountant. Working 4 days in the brand new office and 1 day from home, the Financial Accountant position focuses on group financial reporting, consolidation, technical accounting, audits, and statutory compliance. Key Responsibilities Prepare monthly, quarterly, and annual group financial reports. Assist with biannual/annual group consolidation and internal management accounts. Prepare statutory accounts (UK, Luxembourg, and other entities including SPVs). Liaise with external auditors and ensure audit deliverables are met. Research and apply accounting treatments for complex transactions. Support tax filings and liaise with advisors. Contribute to process improvement and system automation initiatives. Collaborate with cross-functional teams to ensure accurate financial data. Candidate Profile ACA/ICAEW qualified or part-qualified with 3 years' experience in financial reporting and consolidation. Strong IFRS and UK GAAP knowledge (Lux GAAP a plus). Experience preparing/auditing statutory accounts for multiple entities. Advanced Excel skills. Highly detail-oriented, proactive, and collaborative. Experience in media/creative industries is an advantage. Offer Exposure to high-profile creative projects and international operations. Opportunity to work in a fast-growing, entrepreneurial company moving towards more streamlined and automated reporting processes.

  • Management Accountant

    £250 - £300 per day

    North London

    Permanent

    We are seeking a hands-on Management Accountant / Finance Manager for an SME company based in North London. In a newly refurbished officed, this marketting company offers hybrid working. This is a critical role within the finance team of six, acting as the number two to the Head of Finance. The successful candidate will manage core accounting duties, supervise junior staff, and play a pivotal role in monthly and annual reporting. Key Responsibilities Prepare full sets of monthly management accounts including P&L and balance sheet for multiple entities. Maintain full ledger responsibilities for the US entity. Oversee and perform balance sheet reconciliations. Prepare and submit VAT returns. Consolidate monthly financial reports across entities. Act as point of contact for external auditors and coordinate audit preparations Produce statutory year-end accounts in accordance with accounting standards. Manage and authorise bank payments. Supervise and support junior finance staff including Accounts Assistants. Use and maintain Sage 50 and QuickBooks accounting systems. Perform advanced Excel tasks, including VLOOKUPs and Pivot Tables. Candidate Profile Fully qualified accountant (ACA/ACCA/CIMA) preferred. Proven experience in management accounting, ideally within an SME Strong grasp of UK VAT rules, consolidation, and statutory accounting. Confident user of Sage 50 and/or QuickBooks. Proficient in Microsoft Excel (VLOOKUPs, Pivot Tables essential). Highly organised with a proactive, hands-on approach.

  • Group Management Accountant

    £50000 - £53000 per annum + Hybrid, bonus, pension

    Uxbridge

    Permanent

    Our Client seeks an experienced Group Management Accountant to join their growing team on a permanent basis. Reporting to the Head of Group Accounting the role will have a broad remit, supporting and providing robust financial analysis and preparing monthly management accounts for all entities within the Group. Experience with large volumes of data and multi company/location is essential. The Group Management Accountant will be involved in ensuring financial statements are up to date including monthly balance sheet reconciliations and assisting in the preparation of Group board reporting packs. The role will support the streamlining of financial processes and the continuous improvement of the ERP system. Duties of the Group Management Accountant include: Supporting the timely preparation of monthly and weekly Group financial reports including P&L accounts, cash flows, variance analysis and commentaries. Preparation of monthly balance sheet reconciliations. Full ownership of areas of the P&L and Balance Sheet, providing detailed analysis and commentary. Responsible for reconciling intercompany accounts. Support providing forecasts and budget information to the key stakeholders in line with the timetable and working with the FP&A manager. Calculating prepayments and accruals. Conduct regular meetings with cost centre owners to review their monthly results including providing detailed analysis and commentary. Supporting the on-boarding of acquisitions into the finance system and processes. Supporting the external audit and preparation of the Group's statutory accounts. Supporting the preparation of group tax information. Identify areas for process improvements and automation; support the implementing of streamlined financial process and procedures. Conduct in-depth financial analysis to support key business decisions and drive financial performance. Collaborate with department heads and senior management to develop and monitor financial plans, budgets, and cost-control measures. Assist Group Financial Controller and Group CFO with ad-hoc projects as required. Support the development of Finance team members. Support UAT testing of system changes effecting finance. Requirements for the Group Management Accountant include: Qualified ACA/ACCA/CIMA or Part Qualified at final exam stage. 5 years plus general ledger experience Experiencing preparing management accounts Experience in Group Finance function Experience of supporting multiple finance systems and projects Advanced Excel skills Proven demonstrable background collaborating with a senior team. Proficiency of creating analyses and interpreting financial information Energetic, detail oriented, with the ability to adhere to deadlines. Hybrid working, bonus, pension, free car parking.

  • Finance Business Partner

    £60000 - £65000 per annum

    Kings Lynn

    Contract

    We are working with a public sector institution based in King's Lynn, West Norfolk to recruit a Qualified Accountant on an initial six-month fixed-term contract. There is potential for the role to be extended or become permanent. The role is offering a salary of £60,000 per annum and is based on a hybrid working model, requiring two days per week on-site and three days working from home. Applicants must be fully qualified (ACA, ACCA, CIMA or equivalent). Previous experience working within the NHS or not-for-profit sector is highly desirable, but not essential. The role will involve managing capital project accounting, maintaining accurate asset records, and producing financial insights to support capital planning. You will also be responsible for ensuring compliance with financial reporting standards and contributing to internal and external audits. This is a great opportunity for a qualified accountant seeking a varied role within a purpose-driven organisation. Apply now to be considered or contact us for further details.

  • AI Architect

    €85000 - €100000 per annum + pension, bonus, healthcare

    Baden-Württemberg

    Permanent

    About the Role Our client is seeking a highly skilled and visionary AI Architect to join our team in the Baden-Württemberg area. In this strategic role, you will lead the design and implementation of scalable, secure, and production-ready AI systems, driving innovation across our digital products and services. You will bridge the gap between cutting-edge AI research and real-world applications-whether in manufacturing automation, intelligent systems, robotics, or advanced analytics. Key Responsibilities Design AI/ML system architectures that scale across cloud, edge, and embedded platforms. Lead the end-to-end development lifecycle of AI solutions-from data pipelines and model training to deployment and monitoring. Collaborate with data scientists, software engineers, DevOps, and product managers to translate business requirements into technical solutions. Drive the adoption of MLOps best practices, including CI/CD for machine learning, model versioning, and reproducibility. Select and integrate suitable AI frameworks and infrastructure (e.g., TensorFlow, PyTorch, ONNX, Kubernetes, GPU clusters). Define data governance and AI ethics standards, ensuring compliance with GDPR and emerging AI regulations. Evaluate new technologies and propose technical roadmaps for AI capabilities within the organization. Partner with academic and research institutions to explore state-of-the-art AI methodologies (e.g., Reinforcement Learning, Foundation Models, Digital Twins). Qualifications Bachelor's or Master's degree in Computer Science, Engineering, Data Science, or related field (PhD a plus). Proven experience as an AI/ML Engineer, Machine Learning Architect, or similar role. Deep knowledge of machine learning, deep learning, NLP, and computer vision. Strong programming skills in Python (plus: C++, Java), and experience with AI/ML libraries (TensorFlow, PyTorch, Scikit-learn). Solid understanding of software architecture, APIs, containerization (Docker, Kubernetes), and cloud platforms (Azure, AWS, GCP). Familiarity with data engineering, streaming (Kafka, Spark), and databases (SQL/NoSQL). Experience with MLOps tools like MLflow, DVC, Kubeflow is a strong advantage. Strong communication skills in English & German. Benefits Pension, Bonus, Healthcare

  • Personal Banker

    £25000 - £25500 per annum + On site - Benefits

    Wolverhampton

    Permanent

    Global bank based in the centre of Wolerhapton seek a Personal Banker to assist the branch in meeting its sales objectives by delivering 1st class customer care to existing clients and by the acquisition, and retention of new clients by developing and strengthening new clients' relationships Key Responsibilities Identify and pursue sales leads via referrals, networks, and events. Provide prompt, high-quality customer service via phone, email, and in-person. Build and maintain strong client relationships; handle queries and complaints effectively. Cross-sell products/services to existing customers. Represent the branch at business development and sales events. Process account openings (including NRI, postal services) and related documentation. Manage cash operations, remittances, and postal registers in compliance with bank policies. Maintain AML records, risk checks, and required reporting. Provide cover for other staff roles when needed. Carry out tasks assigned by the Area Branch Manager or senior officers. Skills & Competencies Must be located in the West Midlands and can travel to Wolverhampton 5 days a week Strong networking, sales, and interpersonal skills. Excellent oral/written communication. Proven retail sales experience. Ability to build rapport and understand customer needs. Confident in presenting products and services to varied customer profiles. Key Relationships Work closely with branch staff, BDM, Head of Sales, and Area Branch Manager. Engage in external visits, business events, and client meetings.

  • Mortgage Administrator

    £32000 - £37000 per annum + Hybrid + Benefits

    City of London

    Permanent

    This leading city-based specialist Lender and financial services firm are currently recruiting a Mortgage/Credit Administrator to join their Credit operations team Candidate Profile This role will best suit a second jobber candidate who has gained 1- 3 years' experience working in regulated Mortgages/Lending at a bank or Lender as an administrator Role: Perm + Benefits - City based Location Salary: £35-37k DOE Hybrid: Working after 3 months' Probation Your responsibilities will include: Ensuring that all lending facilities operate within the limits agreed by Credit Committee and/or the Group Credit Committee. This includes: Recording facilities into the banking system Maintaining a clear audit trail of relevant documents. Documenting Facility Letters, including Regulated Mortgage Contracts Liaising with legal and valuation partners Confirming that the Bank has adequate security and that conditions precedent are met prior to the draw-down Draw-down of facilities Ensuring annual relationship management and insurance reviews are conducted Confirming that loans have been repaid in full prior to release of security Establishment of systems and procedures to monitor specific requirements; e.g. mandatory insurance, staged draw-down etc. Providing assurance to management that controls are being operated in order to mitigate risks. Skills and Experience 1-3 years knowledge of credit administration/lending is essential Previous experience gained in legal services, underwriting or loan relationship management would be advantageous. Well-developed logic skills with a clarity of focus and clear attention to detail. Above average Excel skills. Excellent written, verbal communication and presentation skills. Sound knowledge of the UK property market

  • Assistant Branch Manager

    £30000 - £32000 per annum + On site - Benefits

    City of London

    Permanent

    International Bank in London currently seek an Assistant Branch Manager with a proven understanding of the operational intricacies of retail banking and has the leadership skills to manage a small team effectively Job Opportunity: Permanent + Benefits Location: London City Based Onsite 5 days - Salary £30,000 - £32,000 DOE Must have right to work in the UK - non sponsorship role Key Responsibilities Support the Area Branch Manager in ensuring operational excellence within the branch Act as Line Manager for Personal Bankers and Cashiers, overseeing day-to-day operational performance Supervise and authorize all cash transactions and ensure AML/KYC compliance Manage inventory and input of security forms Authorize debit transactions within agreed levels Oversee bills collection, posting, dispatch Check and sign issued Demand Drafts as primary verifier Essential Experience Required Strong understanding of operational aspects of a UK retail branch, or previous experience in Branch level banking Solid knowledge of KYC, AML, and risk control in banking Proven ability to manage and motivate a team of Banking Branch Staff High attention to detail with a strong sense of accountability

  • Loan Administration

    £37 - £300 per day + Hybrid

    City of London

    Contract

    Candidate Requirement An experienced loan administration professional to work on a Temporary contract basis as a Loan Transaction Officer to support the day-to-day operations of the Loan Administration department, working across UK and international corporate lending portfolios. About the Role As a key member of the Loan Administration team, you'll be involved in the full spectrum of loan processing activities including Agency, syndicated and bilateral facilities Key Responsibilities Process all aspects of loan administration, including drawdowns, rollovers, rate fixings, and repayments. Support daily operations for lending, deposits, FX deals, and current accounts. Prepare system inputs, calculate and reconcile interest and fees, and liaise with internal teams on funding needs. Manage customer communications, including confirmations, statements, and certificates. Undertake quality checks on team outputs and provide support to junior colleagues. Assist with internal reporting, reconciliations, and pending item updates for management and head office. Liaise with external banks and internal departments on syndicated loan instructions. Maintain high standards of operational risk awareness and compliance. Essential Skills & Experience Minimum 7 years' experience in Loan Administration or Loan Agency (essential). Strong knowledge of syndicated and bilateral loan processing. Confident in interpreting legal loan documentation Experience mentoring junior team members is a plus. Advanced Excel or Access skills and familiarity with LoanIQ

See more jobs