Credit Analyst

  • Location

    London, England

  • Sector:

    Operations & Middle Office

  • Job type:


  • Salary:

    £30000 - £32000 per annum

  • Contact:

    Bethany Singer

  • Contact email:


  • Job ref:


  • Published:

    about 1 year ago

As a Credit Analyst you will be responsible for:

  • Responsibility for the operational running of the Retail Credit
  • To provide support to the Head Retail Credit in all operational areas of the Retail Credit
  • Manage the assessment and processing of lending proposals from the Retail network, and the presentation of proposals to Risk
  • Operational responsibility for the annual review process for all existing credit portfolio loans to ensure that all borrowing requirements and covenants are being adhered to.
  • Manage the review, assessment, investigation and minimizing of credit risks associated with loan applications in accordance with the Banks operating policies and procedures.
  • Provide a clear rationale for agreeing or rejecting applications, prior to submitting to the Head Retail Credit.
  • Monitoring of existing loan portfolio, identifying early arrears or potential problem accounts and making necessary
  • Support the Head of Credit in the review and monitoring of watch list
  • Compile, analyze and report portfolio information to enable calculation of general provision levels and for regulatory and general purpose.
  • Ensure the credit decisions are made within regulatory standards and adhere to TCF principles and Customer First
  • Design and deliver credit training to branches to ensure full understanding of policies and practices.

As a Credit Analyst you will need:

  • Experience in all the above
  • Knowledge of UK real estate Market/Intermediaries Market and Balance sheet analysis
  • Knowledge of Lending Products available in the Market
  • Knowledge of Microsoft Office products
  • Knowledge of UK regulatory framework, principles and rules
  • Knowledge of UK lending environment
  • Experience in underwriting and assessing credit
  • Knowledge of fraud Detection Tools/systems like Hunter/CIFAS
  • CEMAP qualification

Please contact me ASAP on 02038460802 or bethany@kennedypearce.com if you are interested in discussing this excellent opportunity.

We are Social